Key Difference Between Dental Insurance & Plan

Discount dental plans, designed to provide significant savings on your dental care needs, have quickly become an attractive alternative to dental insurance. Individual and family discount dental plans provide an alternative to the frustrating limitations and inflated costs commonly associated with most dental insurance plans.

Traditional dental insurance, once the only dental benefit option available, features many drawbacks including costly deductibles, tedious claim forms, long waiting periods and other limitations. On the other hand, discount dental plans are affordable, easy-to-use and free of these hassles.

What are some of the major differences between dental insurance and discount dental plans? Some of the characteristics of dental insurance include:

Limitations, deductibles and annual maximums
Waiting periods for major dental procedures
Tedious and time-consuming written claims process
Limitations/exclusions on pre-existing conditions
Certain dental specialties, such as cosmetic dentistry, are rarely covered
Expensive monthly payments for defined coverage
Typically inaccessible to individuals and families unless provided by their employer

Some of the characteristics of Discount dental plans include:
No annual limits, enjoy discounts on most dental services all year long
most plans activate within 1 3 business days
No tiresome paperwork hassles, plan membership card is presented for discounts on most dental services
No health restrictions
Select plans include discounts on dental specialties, including cosmetic dentistry and orthodontics
affordable membership fees grant access to a network of providers offering discounts on most dental procedures
Available directly to individuals, families, businesses and other groups
Discount dental plans are an affordable and easy-to-use alternative to dental insurance, and offer significant savings on most dental procedures.

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